WHAT WE OFFER
Our Core Service
In addition, we connect the dots between businesses and individuals in need of equity through our network of business associates.
Hard Money Loans
Hard money loans are short-term loans secured by real estate. Unlike traditional bank loans, they prioritize the property's value over the borrower's credit score. They're often used for quick real estate transactions like fix-and-flip projects or bridge financing.
Commercial Loans
Commercial loans are debt-based financing used to fund business expenses, like purchasing equipment or real estate. They're typically structured as term loans or lines of credit. Term loans provide a lump sum with fixed payments, while lines of credit offer flexible access to funds up to a set limit. Many commercial loans require collateral, and approval often depends on the borrower's creditworthiness and business plan.
Fix & Flip Loans
Fix-and-flip loans are short-term loans designed to finance the purchase and renovation of distressed properties with the goal of reselling them for a profit. These loans are often used by real estate investors to quickly acquire properties, make necessary repairs, and then sell them within a short period.
Rental Property Loan
Rental property loans are mortgages used to finance the purchase of income-generating properties. These loans allow investors to acquire properties with the intent to rent them out, generating rental income. They typically require a larger down payment and have higher interest rates compared to traditional mortgages due to the increased risk associated with investment properties.
Multifamily Loans
Multifamily loans are specifically designed for purchasing or refinancing properties with multiple units, such as apartment buildings, duplexes, or triplexes. They typically require a larger down payment and stricter qualification criteria compared to single-family home loans. Multifamily loans can be obtained through traditional lenders, government-backed programs like FHA, or specialized commercial lenders.
Residential Bridge Loans
A bridge loan is a short-term loan used to bridge the gap between two larger financial transactions. It's often used in real estate when someone wants to buy a new home before selling their current one. The bridge loan provides the funds needed for the down payment and closing costs on the new home, and is then repaid with the proceeds from the sale of the old home.
